The complete homeowner's toolkit

Every Homeowner's Calculation, In One Place

Free calculators and expert guides for every home project — from mortgage math to renovation ROI.

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Finance & Mortgage

Mortgage math, refinancing, equity, and home value.

8 calculators →

Renovation & Remodeling

Estimate ROI, paint, flooring, roofing, and HVAC projects.

5 calculators →

Outdoor & Landscaping

Decks, fences, patios, and yard projects.

4 calculators →

Energy & Utilities

Insulation, appliance energy, and HVAC sizing.

3 calculators →

Moving & Buying

Closing costs and the cost to physically move.

2 calculators →

Calculator Library

All 20 calculators

Every calculation runs locally in your browser. Nothing leaves your device.

Finance & Mortgage 8 calculators

Mortgage Calculator

Calculate monthly payment, total interest, and a 12-month amortization schedule for any home loan.

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Refinance Calculator

See whether refinancing your mortgage will actually save money — with break-even month and lifetime savings.

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HELOC Calculator

Estimate your maximum credit line, interest-only draw payment, and full repayment cost.

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Property Tax Calculator

Estimated annual property tax by state and home value, with homestead, senior, veteran, and disability exemptions.

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Closing Costs Calculator

Estimate buyer closing costs by loan type (conventional, FHA, VA, USDA) with a full line-item breakdown.

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Rent vs Buy Calculator

Honest break-even analysis showing when buying beats renting — including the investment opportunity cost of your down payment.

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Home Value Estimator

Estimate today's home value from purchase price, year, and state appreciation — with an optional equity calculation.

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Solar Payback Calculator

Years until rooftop solar pays for itself — with 25-year savings, CO₂ offset, and net present value (NPV).

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Renovation & Remodeling 5 calculators

Renovation ROI Calculator

Expected resale value increase and ROI percentage for 10 common home improvement projects, with national-average benchmarks.

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Paint Estimator

Paintable square footage, gallons needed, and total project cost — including paint, supplies, and quality tier.

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Flooring Cost Calculator

Material and labor estimates for hardwood, engineered, LVP, laminate, tile, and carpet — with a side-by-side cost comparison.

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Roofing Cost Calculator

New roof cost estimates by material, pitch, tear-off, and stories — with cost per square and expected lifespan.

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HVAC Sizing Calculator

Right-size your AC or furnace by BTU — accounting for climate zone, insulation, windows, occupants, and home age.

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Outdoor & Landscaping 4 calculators

Deck Cost Calculator

Material and labor estimates for pressure-treated, cedar, composite, PVC, or ipe decks — with a 20-year maintenance comparison.

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Fence Cost Calculator

Cost to fence any yard size in wood, vinyl, chain-link, aluminum, wrought iron, or composite — with terrain adjustments.

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Landscaping Cost Calculator

Estimates for sod, sprinklers, paver patios, retaining walls, planting beds, outdoor lighting, and water features.

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Concrete Cost Calculator

Cubic yards and dollars for driveways, patios, and concrete pours — including stamped, stained, and decorative finishes.

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Energy & Utilities 2 calculators

Insulation Savings Calculator

Annual energy savings, CO₂ reduction, payback period, and 10-year savings from adding attic or wall insulation.

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Appliance Energy Calculator

Annual electricity cost for any appliance vs an ENERGY STAR equivalent — with replacement payback.

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Moving & Buying 1 calculators

Moving Cost Calculator

Local and long-distance moving estimates by home size, move type (full-service, truck rental, container), and packing service.

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Reference Library

Not sure where to start?

Browse our Homeowner's Reference Library — 10 in-depth guides on mortgages, insurance, maintenance, and renovation economics.

Browse guides →

Reference Library

Homeowner Reference Library

Plain-English guides on financing, maintenance, renovation, and energy.

9 min read

Property Tax Rates by State: 2026 Complete Guide

Effective property tax rates for all 50 states, plus how to appeal an over-assessment.

8 min read

Homeowners Insurance Explained

HO-3 vs HO-5, what is and isn’t covered, average cost by state, and 8 ways to lower your premium.

10 min read

The Complete Home Maintenance Schedule

Monthly, seasonal, and annual checklists to protect your largest asset.

6 min read

How Long Do Home Appliances Really Last?

Average lifespan of every major appliance with repair-vs-replace guidance.

10 min read

DIY vs Hiring a Pro: 25 Home Projects Compared

Real costs, real time, and when to swallow your pride and call a contractor.

11 min read

Types of Mortgages: Complete 2026 Guide

Fixed, ARM, FHA, VA, USDA, jumbo, and reverse — which loan fits your situation.

8 min read

The Buyer’s Home Inspection Checklist (100+ Items)

Everything a good inspector checks — and the red flags you can spot yourself.

9 min read

Home Energy Efficiency: The Complete 2026 Guide

Upgrades ranked by payback, with 2026 federal tax credits and the 1-2-3 rule.

8 min read

Flooring Comparison: Hardwood, Engineered, LVP, Tile, and Carpet

Cost, lifespan, water resistance, and best-room guidance for every flooring type.

7 min read

Roofing Materials Guide: Asphalt, Metal, Tile, Slate & More

Lifespan, cost per square, climate fit, and resale impact for every common roof.

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